Recommendation

Multiple Potential Returns

Terminal Dividend Management Option

 

Policy Split Option

Well-rounded Legacy Planning Tools

Flexible Death Benefit Settlement Option

Multiple Potential Returns

Maturity Benefit

 

Policy Split Option

Unlimited Change of Insured

Contingent Insured

Guaranteed Cash Coupons

Double Potential Returns

 

Policy Split Option

Unlimited Change of Insured

Contingent Insured

Multiple Potential Returns

Switch Policy Currency Flexibly

 

Policy Split Option

Comprehensive Legacy Tools

Multiple Potential Returns

Terminal Dividend Management Option

Flexible Financial Management

Passing on Wealth

Additional Death Benefit

Potential Wealth Growth

Terminal Dividend Management Option

Substantial Life Protection

Annuity Conversion Option

Cover for 180 diseases

Extra special disease benefit for children

Life protection

Premium waiver benefit

Combining savings and protection

Up to 100% Premium Refund

Accidental Death and Dismemberment Benefit

Accidental Total and Permanent Disability Benefit

Double Indemnity Benefit

Accidental Medical Expenses Benefit

Guaranteed Cash Coupons

Annuity Conversion Option

Multiple Potential Returns

Passing on Wealth

Contingent Insured

Up to 100% Premium Refund

3 Benefit Levels for Selection

Daily Hospital Income Benefit

Additional Hospital Income Benefits

Premium Waiver for Cancer Benefit

Double Potential Returns

Maturity benefit

Flexible Financial Management

Passing on wealth

Contingent insured

Guaranteed Cash Coupons

Annuity Conversion Option

Double Potential Returns

Passing on Wealth

Contingent Insured

Multiple potential returns

Terminal dividend management option

Flexible finaincial management

Passing on wealth

Premium holiday

Monthly Annuity Income

Flexible Financial Management

Tax Deduction

Maturity Benefit

Life Protection

Death benefit

Accidental death benefit

Premium waiver

Optional riders

Cover up to 176 disease conditions

Enhanced protection for the first 10 years

Up to 320% extra multiple protection

Comprehensive family protection

Cover qualified non-covered disease conditions

Cover up to 176 disease conditions

Cover qualified non-covered disease conditions

Substantial protection at affordable premiums

Guaranteed renewal every 5 years

Guaranteed conversion option

Hospital and Surgical Benefit

Outpatient Surgery Protection

Guaranteed Lifetime Renewal

Death Benefit

Optional Benefit

Critical Illness Benefit

Multiple Critical Illness Benefit

Special Disease Benefit

Protection until age 100

Combining Savings & Protection

Death Benefit and International Emergency Assistance Service

Protection Against Specialised Critical Illness(es)

Affordable Premium

Protection Against Cancers

Comprehensive Cancer Protection

Extended care benefits support recovery

Ancillary Service for recovery

Accidental death benefit

Accidental total and permanent disability benefit

Accidental burn benefit and compassionate death benefit

24-hour worldwide emergency assistance service

No Lifetime Limit

Full Coverage for Most Benefits

Direct Billing Service

All-round Protection

No Claim Deductible Discount

Guaranteed Renewal to Age 100

No Claim Discount

No Lifetime Limit

Covering Pre-existing Conditions

Tax Deduction

Guaranteed Renewal to Age 100

All-round Protection

No Lifetime Limit

Covering Pre-existing Conditions

Tax Deduction

Accidental Hospitalization Medical Expenses Benefit

Hiking and Running Race Double Accidental Hospitalization Medical Expenses Benefit

Accidental Benefit Extension to Chinese Medication and General Practitioner Out-Patient Expenses

Accidental Total and Permanent Disability Benefit

Lifelong Protection

Guaranteed Cash Value

Dividends

Optional Additional Protection

Simplified Underwriting Procedures

Level Premium for Every 5-Year Period of Coverage

Life Protection

Policy Conversion Privilege Especially for You

Choice of multiple funds

Tax Deductible Voluntary Contributions

Diversified Services

Online Applications

Approved Retirement Schemese

Trustee

Administrator

Investment Manager